Aaaaannnd the winner, of the 2016 Missouri Credit Union Spending Freeze is Gina Overmann! Congratulations Gina, we’ll be in touch with you tomorrow via email with further details.
Again, thanks to all participants, you truly worked hard and we hope it was a good experience. Keep visiting the blog for financial tips, contest postings and more.
The long-awaited day 10 has arrived! Less than 24 hours left until you conquer the Freeze. Congratulations to all of you – truly awesome learnings, communication and effort. We’ll be posting the list of eligible participants for the drawing on Monday, and will inform the winner by Monday night.
Have a wonderful weekend and enjoy the Super Bowl (or not)! You deserve it.
Day 10 prompt: Would you do the Freeze again? What did you like/dislike about the process? What could make the Freeze better in the future?
There is a light at the end of the tunnel and you can see it. The weekend is near. You’re probably practicing your victory dance.
However, day 10 falls on a Friday. (Day 9 prompt) How will you spend your last Friday freezing? Will it be the hardest day of all, or the easiest?
We all have those items that aren’t technically “necessary,” but are items we feel are essential to our daily lives, how we see ourselves, or our own mental sanity. For example, manicures, eye brow waxes, contacts, hair color treatments, etc. They aren’t necessary, but they feel necessary.
Day 8 prompt: What are your unnecessary but “essential” items? Which ones do you think you could cut, or cut back on?
Today marks the one-week point in our 10-day freeze. We love the support and collaboration happening among you all. Just a few more days! It sounds like there are many worthy projects, items and events the prize money could contribute to.
Day 7 prompt: If you win the $250 prize, what will you do with it?
(Aside from this of course)
Happy Monday Freezers! We hope you’re plenty refreshed after the wonderful weather we had in the Midwest this weekend. Sounds like there have been a few trials within the last five days – ravenous teens, broken dishwashers, QT temptations and more. Keep up the good work!
Day 6 prompt: What habits are you hoping to continue after the Freeze ends?
Day 5. Half way there and crushing it. We’re pretty sure you showed the weekend who’s boss.
Day 5 prompt: How did the weekend go? What have you learned about your spending habits thus far?
The average cable bill is up 39% since 2010, sitting at $99.10. That’s nearly $1,200 a year. What could you do with an extra $1,200? Here are few ideas:
- Buy a ticket to Europe
- Invest in a portfolio
- Purchase more than 200 orders of 10 pc. Chicken McNuggets from McDonald’s
- Open a 401(k)
- Start an emergency savings fund
- Take an educational course
- Go on a cruise
- Pay down debt
You’d also have a lot more time on your hands to do things like discover a new species of squirrel.
Day 4 prompt: What have you learned about your spending habits so far?
Ohhh the weekend. We have arrived. When the temptations are strong and motivations run low.
You leave work like …
Then you tell your friends you can’t go out because you’re ‘freezing’ and they react like …
However, there is plenty of greatness to discover when options are limited on a Friday night. Dust off those board games, dig out the old gaming consoles, bribe your friends to have a chill night in.
We believe in you.
Day 3 prompt: Where will you look for free fun this weekend?
Day 2 of the Freeze is underway. Usually one of the most painful days, due to realizing what your daily spending habits actually are. Like that morning latte or late-night online shopping frenzy. However, stay strong! Losing old habits can open opportunities for new, healthier ones.
Day 2 prompt: What are some strategies you’ve used to keep yourself from shopping online?