7 Things 20-somethings Should Know

Jobs you don’t leave at the end of summer. Real bills to pay. Planning for life beyond next weekend. If you’re an average 20-something, life’s probably getting serious. And if you feel like you don’t know what you’re doing, you may be right. Or you might just need some time to figure it out. Here are few pointers.

Everybody Is Confused

No one has it all figured out and people who tell you they do, don’t. This shouldn’t concern you. After a mistake, and you will make many, keep moving forward. You can’t make all the right decisions but you can make your next decision the right one.

Just Say Yes

Don’t turn down opportunities to gain experience. You may think you know where your career’s going, but you’re probably wrong. Saying “no” to a task or responsibility you don’t think will be useful is missing the point. Saying no is saying no to the opportunity. Saying yes expands your skills and simply helps you be a better you (which always pays off).

Failure Is Part of Success

You will not be a complete success at everything you try. But if you keep trying you will succeed more and more often.

Unless You Master Money, Money Will Master You

Spend less than you make. Always. Don’t become house- or car-poor. Put something toward retirement now, no matter how small. Learn about investing before you try it on your own. Avoid easy credit card pitfalls and loans that can lead to issues that take decades to fix. Learn how to make your money work for you. (MCU members have access to our Dollar Dashboard with scores of helpful budgeting and planning tools.)

You Will Have to Work With People You Don’t Respect

You’ll interact with a wide range of personalities and some you won’t like very much. In short, however, bite your tongue and get the job done. You don’t have to be friends but you do need that paycheck as well as the valuable experience of dealing with difficult personalities.

Find a Balance Between Work and Life

You’ve probably already heard the advice to be the first to arrive and the last to leave at work, and it is crucial that you demonstrate hard work and commitment to your job. But it is also important that you don’t overdo it. Leave time to be you outside of work and you’ll be a better, happier and smarter employee.

More Books, Fewer Texts

Reading skills are still important, especially when it is done in bursts beyond 140 characters. Reading books cover to cover will increase your creativity as well as your thinking and analytical skills. You’ll tell better stories too.

One final piece of advice: Enjoy the ride and good luck.

 

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